Ryan Smith

Ryan A. Smith is executive vice president and chief credit officer of Camden National Bank, where he is responsible for managing the bank's credit group, underwriting process, and policies to maintain the company's exceptional loan portfolio quality and risk management. Smith brings more than 25 years of banking and finance experience, including extensive knowledge of commercial lending, business banking, and treasury management services, to his new role on the executive team.

He joined the company in May 2012 as Senior Vice President and Commercial Regional Manager. Prior to becoming EVP, Ryan led the Southern Maine commercial banking and treasury management lines of business until 2015, when he became director of commercial banking for central and midcoast Maine. He was named Camden National Bank's Officer of the Year in 2014. In 2019, he was promoted to senior vice president and director of credit administration, and in September 2020, he became EVP of commercial banking.

Before joining Camden National Bank, Ryan spent over 10 years as a senior relationship manager with Peoples United Bank. He earned his Bachelor of Science in finance from the University of Maine. He is a board director and past president of the Maine Building Materials Exchange, and a member of the Commercial Lending Committee for the Maine Bankers Association.

Career History

• Executive Vice President, Chief Credit Officer, Camden National Bank (December 2023–present)
• Executive Vice President, Commercial Banking, Camden National Bank (September 2020–December 2023)
• Senior Vice President, Director of Credit Administration, Camden National Bank (2019–2020)
• Director of Commercial Banking for Central and Midcoast Maine, Camden National Bank (2015–2019)
• Senior Vice President and Commercial Regional Manager, Camden National Bank (2012–2015)
• Senior Relationship Manager, Peoples United Bank (10+ years, prior to 2012)

What Ryan Smith could bring to Executive Vice President of Commercial Banking at Camden National Bank: With his extensive tenure at Camden National Bank and demonstrated success leading commercial banking operations across multiple Maine regions, Smith brings deep institutional knowledge and established relationships in the bank's core markets. His transition from Chief Credit Officer back to Commercial Banking leadership positions him to implement disciplined underwriting standards while expanding the bank's commercial lending capabilities. His track record of growing treasury management operations and his recognized leadership (Officer of the Year 2014) suggest he can drive revenue growth while maintaining the credit culture for which Camden National Bank is known in Northern New England.

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