Faizal Kundil

Faizal Kundil serves as Head of Consumer Banking at Ajman Bank, overseeing consumer and corporate finance departments. He joined Ajman Bank in January 2021, bringing over 25 years of experience in retail banking. Under his leadership, the bank's retail finance portfolio has experienced substantial growth in both assets and liabilities.

His expertise spans strategic planning for consumer services, product strategy, marketing, sales expansion, distribution, digital solutions modernization, and payment solutions. His deep understanding of banking products, including Islamic finance, combined with a strategic approach to value generation, has led to increased customer satisfaction, trust, loyalty, and engagement. Most recently, he spearheaded the launch of Ajman Bank's Digital Extension, emphasizing digital transformation centered on creating solutions that add real value for customers.

Career history

• Head of Consumer Banking, Ajman Bank (January 2021–present)
• Citibank – consumer finance roles
• Standard Chartered Bank – consumer finance roles
• Dubai Islamic Bank – consumer finance roles
• Emirates Islamic Bank – consumer finance roles
• First Abu Dhabi Bank (FAB) Group – consumer finance roles

Kundil holds a bachelor's degree in commerce from the University of Delhi, India, and a Leadership Acceleration Program certification from Harvard Business School. What Faizal Kundil could bring to his role at Ajman Bank: His extensive track record across multiple regional banking giants positions him to drive continued retail portfolio expansion while modernizing digital delivery—particularly leveraging his Harvard leadership training and deep Islamic finance expertise to strengthen customer-centric innovation in a competitive UAE banking landscape.