Moses Lo

Moses Lo is the CEO and Co-Founder of Xendit, a financial technology company launched in 2015. Xendit is a payments infrastructure company in South East Asia that has processed over $500 million annually and experienced 20% monthly growth for the past two years. Over the years, Moses and Xendit have been recognised with awards such as CNBC Upstart 100, The Best Payments Initiative by The Asian Banker, and Forbes 30 under 30. At Xendit, Moses is passionate about improving digital infrastructure in Indonesia and the wider Southeast Asia region through providing the best payment solutions.

Moses earned his bachelor's degree from the University of New South Wales, majoring in finance and information systems management. He began his career as a consultant with the Boston Consulting Group, before obtaining his MBA from the University of California, Berkeley. During his studies, he also gained experience at Amazon in retail business development. Born in Singapore to a family with roots in Malaysia, Indonesia and China, he spent his early years in a one-room house with a bucket shower before moving to Australia.

Career history

• Founder & CEO at Xendit (April 2015–present)
• Amazon, Retail Leadership Development program (2014)
• Founder of Barker Bespoke, a company dedicated to eliminating ill-fitted suits (2012)
• Senior Associate and Associate at The Boston Consulting Group (2011–2013)

What Moses Lo could bring to his role as CEO at Xendit: With a background spanning strategic consulting at BCG, product development experience at Amazon, and entrepreneurial ventures in fashion e-commerce, Lo has demonstrated the ability to identify underserved market needs and scale solutions rapidly across geographies. His lived experience navigating multiple countries and cultures, combined with deep expertise in payments infrastructure, positions him uniquely to lead Xendit's expansion into new Southeast Asian markets and establish it as the region's dominant fintech platform. His track record pivoting Xendit's initial remittance model to a payments gateway—while maintaining focus on the core Southeast Asian opportunity rather than competing in saturated Western markets—reflects strategic clarity that has driven unicorn-status valuation.