Jill Castilla

Jill Castilla is the Chairman, President, and CEO of Citizens Bank of Edmond and Chairman of Citizens Bancshares, Inc. A nationally recognized innovator in the banking industry, she has transformed the banking landscape through what entrepreneur Mark Cuban described as "no talk and all action." Her leadership turned a small community bank in central Oklahoma into a national model for depositor confidence, stability, and innovation in community banking.

In 2009, Castilla took the helm of a struggling Citizens Bank of Edmond, navigating it through one of the fastest and most successful turnarounds during the financial crisis—achieved without the ability to inject additional capital. The bank earned American Banker's "Top Team in Banking" award in both 2014 and 2015. Castilla is the founder of ROGER Bank, the fastest growing digital military bank in the United States. Since 2022, she has traveled quarterly to Washington as part of the Federal Reserve's Federal Advisory Council, representing financial institutions in the central bank's Kansas City district.

Castilla holds a master's degree in economics from the University of Oklahoma and a bachelor's degree in finance from Hawaii Pacific University, and attended post-graduate programs at the University of Wisconsin's Graduate School of Banking and The Wharton School. Her background includes enlisted service in the U.S. Army and Oklahoma Army National Guard and various positions at the Federal Reserve Bank of Kansas City. She also serves on the 12-member Federal Reserve Federal Advisory Council alongside CEOs of the nation's largest banks and chairs the SW Graduate School of Banking at SMU.

Career History

• Grand Rapids State Bank: Senior Vice President - Finance (2007-2009)
• Federal Reserve Bank of Kansas City: Management roles (prior to 2009)
• Citizens Bank of Edmond: President & CEO (2009-present)
• ROGER: Founder and CEO (2023-present)

What Castilla could bring to her role as Chairman and CEO of Citizens Bank of Edmond: With over a decade of proven turnaround expertise and a demonstrated ability to scale a single-location community bank into a national player, Castilla brings strategic vision in digital innovation, military-focused financial services, and federal policy advocacy. Her track record of building depositor confidence during crises, combined with her Federal Advisory Council experience and high-profile partnerships with industry leaders, positions her to continue driving both community impact and innovative growth strategies that leverage technology to serve underserved populations, particularly military families and small business owners.