Bo Chen

Bo Chen is the Founder and CTO of Xendit, a Southeast Asian fintech company providing payment infrastructure for businesses across Indonesia and the Philippines. Chen founded Xendit at the age of 23 after graduating early from the University of California with a double degree in electrical engineering and computer science.

Before co-founding Xendit, Chen worked as a web development intern at various companies while studying in the US, and following his 2014 graduation, worked briefly at web marketing firm Brandcast and fintech startup Ripple. In 2015, Xendit was founded alongside co-founders Juan Gonzalez and Moses Lo, and Chen joined fellow UC Berkeley alumnus Moses Lo to establish Xendit, a payment platform for Southeast Asia.

Xendit is the first Indonesian tech startup to pass through the acclaimed incubator Y Combinator, S15, as well as the first B2B Payments company in Indonesia that achieved a Unicorn status. Chen leverages his extensive experience to transform payment solutions for over 10,000 businesses around Southeast Asia, with a mission to provide startups and businesses with advanced payment technology, driving growth and fostering inclusion throughout the region.

Career History

• Co-Founder & CTO at Xendit (May 2015–present)
• Software Engineer at Ripple Labs (2014–2015)
• Full Stack Engineer at Brandcast Inc (2014)
• Software Engineering Intern and Web Development Roles at various companies (2012–2013)

What Bo Chen could bring to Xendit as Founder & CTO: With his deep technical expertise in web development and scalable systems architecture, combined with nearly a decade of leadership building Xendit into a regional unicorn, Chen brings proven experience in architecting payment infrastructure that operates reliably at scale. His early-stage startup exposure at Ripple and his ability to drive technology execution while managing rapid growth position him to continue scaling Xendit's technical capabilities and infrastructure as the company expands into new markets and use cases.